Understanding Personal Injury Claims: A Comprehensive Guide

Personal injury is a broad and complex category of law. If you are navigating a personal injury claim, it is normal to feel overwhelmed and confused. There is no substitute for individualized legal advice regarding your case, but this comprehensive guide can give you some insight into the processes and help you make informed decisions.

The Personal Injury Claims Process

After an injury-causing accident, it can be difficult to focus on the specifics of an insurance claim or personal injury lawsuit. Your priority should be your physical and psychological recovery. Yet, more often than not, accident victims find themselves fighting for fair and just compensation for their injuries.

One of the first steps in your personal injury claim is to evaluate the accident that caused your injury by answering some key questions:

• Who was at fault for the incident?
• What is the total value of the damages caused by the accident?
• Will future expenses arise because of the accident?
• Is a lawyer required for personal injury claims?

Fault is perhaps the most crucial element of your personal injury claim because liability shapes the entire framework and outcome of a case. If you were partially responsible for the accident, you may be able to recover compensation if you are found to be less than 50% at fault.

An accurate calculation of the value of the damage is also a pivotal factor in any settlement or litigation proceedings. There are numerous elements to consider when determining the value of your personal injury claim, including but limited to the following:

• Your medical bills
• Property damage
• The cost of future medical needs
• Lost wages
• Pain and suffering
• The loss of earning capacity

Ensure you are creating a full and accurate picture of what the accident has cost you and will continue to cost you in the future.

The next steps can include tasks like gathering evidence, building a legal strategy, contacting accident witnesses, and working with expert witnesses.

Settlement v. Litigation

There are generally two options for personal injury claims – settlement and litigation. Most personal injury cases end in settlement because it is faster, cheaper, and less stressful. Despite this, settlement is not always the best option for accident victims.

Take, for example, a car accident claim. The at-fault driver’s insurer may offer a settlement amount to the injured person, but insurers are notorious for meager settlement offers. Having a calculation of what your claim is worth is helpful, but having a personal injury attorney is even more beneficial. Your attorney can help you during the settlement process by calculating the amount of damage from the accident and negotiating with the insurance company.

Keep in mind that insurance companies are businesses with their own bottom line as their priority. If the insurer refuses to offer a fair settlement amount, the next step is to file a lawsuit.

Working with a Trusted Personal Injury Attorney

If navigating your personal injury claim becomes too much to handle on your own, contact The CP Law Group. We provide the perfect combination of compassionate representation and aggressive legal strategy. For a free consultation, call us at 844-5-IM-HURT (that’s 844-546-4878), visit us online at WWW.TheCPLawGroup.com or reach out to us on our social media platforms @TheCPLawGroup.